There is no right or wrong answer to this question; your investments in Mutual Funds should be based on the financial
goals you hope to achieve with this investment, your risk appetite & the amount of time you can stay invested.
You should also consider your income & fixed expenses, and from this amount, calculate the sum you can safely set aside for investing for your future.
Let us say you want to build a retirement corpus. Once you arrive at the sum you believe that you would need at
retirement, you need to calculate on the amount of money it will take to get you there. Depending on these factors,
you could then choose between ranges of mutual fund schemes available to start creating wealth for this specific
You can choose to invest in mutual funds either through the direct route or through the regular (through an
intermediary) route. The direct route refers to investing in a mutual fund scheme of your choice through an asset
management company (AMC), either online through their website or offline, from any of the AMC branch offices. Before
beginning your investment journey, it is important to ensure that you are mutual fund KYC compliant.
When it comes to investing in mutual funds, investing on a regular basis may be far more beneficial as it helps you
set aside money with discipline that can help you create wealth over a long term investment horizon.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.