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They say, ‘the journey of a

1000 miles begins with a single step.

Systematic Investment Plans work on the same philosophy.

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What is a Systematic Investment Plan?

A SIP is a simple, convenient and disciplined way to meet your financial goals.

It allows you to invest in Mutual Funds in calculated amounts over a pre-defined period of time.

It allows you to make the most of the growth potential of Mutual Funds, by investing periodically and benefiting from Rupee Cost Averaging.

What are the important principles of a Systematic Investment Plan?

  • 1.Start Early

    Compounding is a powerful force in this facility, which essentially means growth upon growth. By investing a fixed amount every month it’s not just the amount invested every month that has the potential to grow, but the growth on the previous monthly installments as well.

    Example
    • January
    • January Growth + February
    • January Growth + February Growth + March

    The earlier you start, the longer you can invest, the greater you can earn.

  • 2.Invest regularly

    It is advised that you continue the race like a tortoise – Maintain a consistent pace and not stop.This can help you manage market volatility, as it lets you average out the cost of your investments over time (A concept called rupee cost averaging).

  • 3.Invest the right amount

    Investing right is as important as investing early. If you have answers to the below questions, you can arrive at the Right SIP amount:

    • What is my goal? (Example: To buy a dream house that would cost me ` 4000000)
    • How much do I expect to earn? (Example: I expect a 12.5% rate of return per annum)
    • By when, do I want to reach my goal? (Example: I see myself buying this house in 15 years)

How can I calculate the Right SIP amount for me?

With our SIP CALCULATOR and answers to the above three questions, you can arrive at the Right SIP amount within minutes. Calculate now

Why should I invest in a Systematic Investment Plan?

  • It’s a disciplined investment tool

    It’s the kind of investment approach that imparts a discipline and a steady habit of investment in the life of investors. When you need to achieve specific financial goal, being regular and systematic remains to be the key.

  • It averages your purchase cost

    By investing a fixed amount at different time periods, you buy more units when the markets are down and lesser units when they are high. Over a period of time, the cost per unit averages out. This concept is known as ‘Rupee cost averaging’

  • It compounds your returns

    The earlier you start investing with SIPs, the better it is. Even if you save a small amount per month, your investment compounds over a longer term and can give you an advantage for wealth creation. This concept is known as ‘Power of Compounding’

Is there any added benefit of a Systematic Investment Plan?

  • 1. SIP TOP UP

    A SIP Top-up, as a facility allows the investor to increase the amount of his SIP instalment by a fixed amount/percentage at pre-defined intervals. A SIP Top-up can help you build more wealth and achieve dreams faster.

    Three reasons why you should choose a SIP Top-up:
    • Increases your investments with increasing income
    • Gives you an opportunity to create more wealth in the same time period
    • Helps you reach your Financial Goals faster
    So, what your SIP TOP UP number? Calculate now

Come, let's together celebrate Yeh Diwali SIP Wali!

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.