This is an adage most of us have grown up listening to. Success in all aspects of life, including investments, is usually attributed to the early starters.
Merely saving without investing can be counterproductive as you might get tempted to spend the saved up funds on a big-ticket expense. Investment that keeps your funds locked in or at least makes it difficult to withdraw can ensure that these funds are available to you as per your investment plan. The best time to invest will always be yesterday, pull up your socks, understand the options available and start investing for a financially healthy future.